“As you should know, I work with Nationwide Student Loan and accommodate borrowers in acquiring financial debt relief for their Federal Student Loans. To learn more about how we can resolve the challenges of your student loan situation, fill out the form below. Nationwide Student Loan will reach out to you as soon as possible to conduct a brief consultation, and counsel you on the solutions that may be available for your individual case.”

First Name Last Name

Phone Number E-Mail


 

Carefully consider whether loan consolidation is the best option for you. Loan consolidation can greatly simplify loan repayment by centralizing your loans to one bill and can lower monthly payments by giving you up to 30 years to repay your loans. You might also have access to alternative repayment plans you would not have had before, and you’ll be able to switch your variable interest rate loans to a fixed interest rate.

Once your loans are combined into a Loan Consolidation, they cannot be removed. The loans that were consolidated are paid off and no longer exist.

Most federal student loans, including the following, are eligible for consolidation:

  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Subsidized Federal Stafford Loans
  • Unsubsidized Federal Stafford Loans
  • Direct PLUS Loans
  • PLUS loans from the Federal Family Education Loan (FFEL) Program
  • Supplemental Loans for Students (SLS)
  • Federal Perkins Loans
  • Federal Nursing Loans
  • Health Education Assistance Loans
  • some existing consolidation loans

If you are in default, you must meet certain requirements before you can consolidate your loans.

A PLUS loan made to the parent of a dependent student cannot be transferred to the student through consolidation. Therefore, a student who is applying for loan consolidation cannot include the PLUS loan the parent took out for the dependent student’s education.  Parents can consolidate the loans taken out under their name.

Generally, you are eligible to consolidate after you graduate, leave school, or drop below half-time enrolment.
A Loan Consolidation has a fixed interest rate for the life of the loan. The fixed rate is based on the weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of 1%. However, the rate will not exceed 8.25%.
There are several repayment plans that are designed to meet the different needs of individual borrowers. You will receive more detailed information on your repayment options from one of our specialist.  Our specialist will be able to provide you a detailed quote on what repayment options you qualify for.
On Oct. 1, 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 on time payments on those loans under certain repayment plans while employed full time by certain public service employers.  You must not be in default on the loans that are forgiven.
Yes, they are! We’re working with new laws passed by Congress to guarantee our clients the best repayment options that fit their needs.
It’s a free quote to see what you’re eligible for but we do charge a fee for our services. We’re a professional doc prep company; we do all the work so you don’t lift a finger.
Yes but most clients prefer to use our services because we educate them on how the programs work inside and out. Also, we guarantee the lowest repayment options to our clients.
No – the U.S. Government guarantees federal student loans.
If you haven’t made a student loan payment in over 180 days, then you are risking going into default. Once in default, your servicer can take different measures in order to collect unpaid student loan payments:

  • Force your employer to garnish up to 25% of your wages
  • Withhold or garnish your tax return funds
  • Refer your case to a collection company who will add collection fees to your balance
  • File a lawsuit against you
Yes, but only if…

  • You have since acquired another federal student loan
  • You have multiple consolidations from various lenders
  • Federal Direct Consolidation Loans (Direct Consolidation Loans)
    • Federal Direct Stafford/Ford Loans (Direct Subsidized Loans)
    •  Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans)
    •  Federal Direct PLUS Loans (Direct PLUS Loans)—for parents and graduate or professional students.
  • Federal Family Education Loan (FFEL) Program loans, which include
  • Subsidized Federal Stafford Loans
  • Unsubsidized Federal Stafford Loans
  • Federal PLUS Loans—for parents and graduate or professional students
  • FFEL Consolidation Loans (excluding joint spousal consolidation loans)
  • Federal Perkins Loans
  • Certain Health Professions and Nursing Loans
  • Federal Direct Consolidation Loans (Direct Consolidation Loans)
    • Federal Direct Stafford/Ford Loans (Direct Subsidized Loans)
    •  Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans)
    •  Federal Direct PLUS Loans (Direct PLUS Loans)—for parents and graduate or professional students.